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Plan cost change
Your total cost has changed due to updated trip details. Please see the new total cost in the summary below.
Trip summary
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You must meet the following requirements to be eligible for the cancel for any reason upgrade (cancel for any fortuitous reason for NY):
By selecting “Accept”, I acknowledge that I meet the above qualifications.
There are purchase requirements for the cancel for business reasons upgrade.
Eligibility for this coverage is determined on the terms of the policy and at time of claim. In order to qualify for this benefit, you must purchase this plan within 21 days of your initial/first trip payment date, at time of initial plan purchase, and 31 or more days before your departure date. The maximum coverage for this benefit is $10,000 per person.
Provided these requirements are followed, you may be eligible for reimbursement up to the coverage limit.
The following requirements must be met to be eligible for the Cancel for Any Reason upgrade:
By selecting “Accept” I acknowledge that I meet the above qualifications.
Please select your coverage level
Pick-up Date
Need extra coverage? Choose the amount of coverage you’d like to include.
Need extra coverage? Choose the upgrade(s) you’d like to include.
Accidental death for air travel
If you include this upgrade in your policy, you can choose either $300,000, $500,000, or $1,000,000 coverage for loss of life during your flight. The permanent loss of life must be caused by an eligible injury while boarding, as a passenger on, or disembarking from an aircraft of a commercial airline or air charter company licensed to carry passengers for hire during a trip. This upgrade isn’t available to NH residents.
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Additional medical
If you include this upgrade in your policy, you can increase your emergency medical expense coverage limit by $250,000. This upgrade isn't available to NH residents.
Cancel for any reason
If you include this upgrade, you can cancel for any reason up to two days before your scheduled departure and be reimbursed up to 75% of your pre-paid, non-refundable trip costs (up to $7,500). To be eligible for cancel for any reason (Cancel for any fortuitus reason in NY) coverage, you must insure all your nonrefundable trip expenses in your plan, your trip cost can’t be more than $10,000, and you must purchase the upgrade at least 31 days or more before your departure date. You also must purchase the cancel for any reason upgrade with the Ultimate plan within 21 days of your initial payment for your trip. Subsequent arrangements must be insured within 14 days of booking those arrangements.
Adventure activities
If you include this upgrade in your policy, you can have protection for the following activities that are excluded from coverage in our base plans: snow skiing, skydiving, parachuting, free falling, cliff diving, B.A.S.E. or base jumping, hang gliding, parasailing, travel on any air supported device other than a regularly scheduled airline or air charter company, mountain climbing, free climbing, scuba diving at a depth greater than 75 feet, and participating in underwater activities if the depth of the water is greater than 75 feet. This upgrade offers up to $10,000 coverage for an organized search & rescue by appropriate authorities, should you or a traveling companion become lost, disoriented, or missing during your trip. It also offers up to $100,000 coverage in case an event on your trip results in imminent physical danger to you and your traveling companions and you require additional accommodations, transportation, or extrication from your destination. This upgrade isn’t available to IL residents. Exclusions on activities listed above don’t apply to IL residents.
If you include this upgrade in your policy, you can choose either $200,000, $500,000, or $1,000,000 coverage for loss of life during your flight. The permanent loss of life must be caused by an eligible injury while boarding, as a passenger on, or disembarking from an aircraft of a commercial airline or air charter company licensed to carry passengers for hire during a trip. This upgrade isn’t available to NH residents.
Additional baggage
If you include this upgrade in your policy, you can increase your coverage for lost, stolen, or damaged baggage and personal effects by $3,000. This upgrade also offers coverage for lost or stolen electronics and professional equipment and sporting equipment delay or rental if delayed by a common carrier. Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000
Pet care
If you include this upgrade in your policy, you can have up to $250 coverage if your trip is delayed for an eligible reason and you have extra pet boarding fees (up to 3 days after scheduled return date). Plus, if your pet traveling with you has a sickness or injury, you can have up to $2,500 coverage for pet veterinarian expenses. This upgrade isn’t available to NY and VA residents.
Rental property security deposit
If you include this upgrade in your policy, you can have up to $2,000 coverage for the security deposit you paid for your vacation rental property if you cause accidental damage to your accommodations.
Cancel for business reasons
If you include this upgrade in your policy and cancel your trip for certain business reasons, we may reimburse you with up to 100% of your insured trip cost (up to $10,000 per person). This applies if you need to cancel your trip due to your previously approved time off being revoked or your business being rendered unsuitable for business due to an eligible event and you’re required to work during your insured trip. To get cancel for business reasons coverage, you must purchase the upgrade 31 days or more before your departure date. You must also purchase the cancel for business reasons upgrade with the Ultimate plan within 21 days of your initial payment for your trip.
Rental car damage
If you include this upgrade in your policy, you can have up to $50,000 coverage (with a $100 deductible) for collision, vandalism, windstorm, theft, hail, fire, or flood damage to your rental car while on your trip. This upgrade is not available in Costa Rica, Ireland, Jamaica, and Mexico.
Please select your coverage dates.
Pick-up Date*
Pick-up date
Please select the date you will be picking up your rental car.
Drop-off Date*
Drop-off date
Please select the date you will be dropping off your rental car.
Total rental vehicle coverage days cannot exceed trip length.
Please click Add Dates to confirm your selected pick-up and drop-off dates.
Selected dates:
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