Travelex Insurance
Privacy Policy
Effective Date: August 25, 2026
Travelex Insurance Services, Inc. ("Travelex Insurance", "we", "us" or "our") respects your right to privacy. This Privacy Policy is designed to inform you about how we collect, use and share information about you, including in person, by phone, through mail or email or through our website www.travelexinsurance.com (/index.aspx), and any other Travelex Insurance-owned and/or operated website, mobile sites, mobile applications or social media accounts (collectively, our "Sites").
Table of Contents
We collect information you provide directly to us in order to provide the best service possible. For example, we collect information when you: interact with Travelex Insurance in person, by phone, through mail or email, or through any website chat feature; request or purchase a plan; register for an account; participate in any interactive features of the Sites; subscribe to a newsletter or email list; participate in a survey, contest, promotion or event; request customer support; or otherwise communicate with us. Categories of information we may collect from you include:
We and our third-party providers or affiliates may use a variety of online tracking technologies, such as cookies, embedded scripts and web beacons, that automatically (or passively) collect certain information whenever you visit or interact with our Sites.
We may receive information that third parties provide us, which may include information about you. For example, we may collect information about you when you engage third parties to assist in ordering our products or services, when we use third parties to validate or update your information, such as sanctions lists, or other third parties who offer services that integrate with the Sites. Additionally, we may collect information about you when you post content to our pages or feeds on third-party sites. This Privacy Policy does not apply to information collected through or by any third party. If you have any questions about such third parties' privacy practices, you should review their privacy policies.
We may use your information for various purposes related to our operations and your use of the Sites. For example, we may use your information:
We also may use aggregated or de-identified information, which cannot reasonably be used to identify you. For example, we may aggregate data in order to improve our automation and improve user experience. Such de-identified and/or aggregated information is not subject to this Privacy Policy.
Record Retention. We will maintain your information, including any sensitive personal information, for only as long as reasonably necessary to fulfil the purpose for which it was collected, and as long as legally necessary, in accordance with applicable law. In some circumstances we may retain your personal information for extended periods of time, for instance, where we are required to do so in accordance with legal, regulator, tax or accounting requirements. For example, some insurance related insurance information must be retained for seven (7) years. Some contracts require a longer retention period.
In specific circumstances we may also retain your personal information for extended periods of time so that we have an accurate record of your dealings with us in the event of any complaints or challenges, or if we reasonably believe there is a prospect of litigation relating to your personal information or dealings.
We maintain a data retention policy which we apply to records in our care. Where your personal information is no longer required we will undertake reasonable efforts to ensure it is either securely deleted or stored in a way which means it will no longer be used by the business. We may also use your information in connection with promotional or marketing efforts, for example:
Electronic Promotional Messages. We may send you promotional emails regarding special offers about our or our affiliates' products and services or products and services on behalf of third-party marketing partners who we think can offer products, services or content of interest to you. If you do not wish to receive information from us regarding special promotions or offers you can opt out of receipt of such promotional mailings (please see "Your Choices" below). Even if you opt out of receiving promotional emails we may continue to send you transactional notifications that are related to your account, orders, or other products or services you have requested.
Direct Mail Promotional Offers. We may use your name and mailing address which we obtain from you for us, our affiliates or third-party marketing partners to provide marketing offers to you through direct mail. If you prefer not to have your name and mailing address shared with a third party in connection with direct mail promotional messages please see "Your Choices" below). Please note that even if you opt out of receiving promotional mail we may continue to send you transactional notifications in the mail that are related to your account, orders, or other products or services you have requested.
Third-Party Analytics Services. We may work with certain third-party providers to collect, analyze, and use some of the information collected from you. For example, we may allow third-party providers to set cookies or use web beacons on the Sites or in email communications from us, including Google, Inc.'s Google Analytics and AdWords services, Commission Junction LLC, and other similar third-party vendor services. These services use cookies to transmit your IP address and other website navigation and Internet usage and network activity data and device and browser-generated data, including regarding your browsing history and your interaction with our and other websites, applications, and advertisements. These providers may provide this data to us or store and/or aggregate this data to analyze such usage and create reports for us. These providers may also display our ads on sites across the Internet, and they may use this data to later display ads or other information to you based on your website usage or other information collected as described above. You may be able to set your browser to remove or reject browser cookies.
We do not control these third-party providers' tracking technologies or how they may be used.
Use of Artificial Intelligence. We are committed to the responsible use of artificial intelligence (AI). We, or our third-party vendors, may use AI, which may involve processing your sensitive personal information, to improve or provide products or services to you, to develop and provide you with new products, services, features, or technologies, to prevent fraud, to improve performance and the customer experience, or for other uses in our business consistent with our Data and Responsible AI Commitment. We may use AI in connection with our products or services to facilitate and service our business, including assisting in underwriting, pricing, rating, claims handling processes, risk management or data management. The type of AI we use may vary based on your relationship with us, by product or by service. If you have any questions about our use of AI, please contact us by using the contact details listed below.
We maintain commercially reasonable security measures to protect the information we collect and store from loss, misuse, destruction, or unauthorized access. However, transmission of information via the Internet, the Sites or email is not completely secure and we cannot guarantee the absolute security of information transmitted to or from us. Your use of the Sites and provision of information to us indicates that you are willing to assume this risk. Access to personal information is limited to those with a specific "need to know" in order to provide products and services to policyholders and to others as permitted or required by law. We maintain contractual, physical, electronic and procedural safeguards to protect against the misuse of personal information under our control.
Our Sites may link to other websites whose privacy practices may differ from ours. If you submit information to any of those websites, your information is governed by their privacy statements. We do not exercise control over third-party websites and are not responsible for the privacy practices or the content of any such third-party websites. We encourage you to carefully read their privacy statement. The fact that we may link to a third-party website or present a banner ad or other type of advertisement from a third party is not an endorsement, authorization, or representation of any affiliation by us with that third party, nor is it an endorsement of their privacy or information security policies or practices.
The Sites are hosted in the United States and are subject to U.S. law. If you are accessing the Sites from outside the United States, please be advised that U.S. law may not offer the same privacy protections as the laws of your jurisdiction. By accessing and using the Sites, you consent to the transfer to and processing of your personal information in the U.S.
The Sites are not intended for children under 13 years of age. We do not knowingly collect, use, or disclose personal information from children under 13. In the event that we collect personal information about children under the age of 13 in connection with providing our products or services, we require such personal information to be provided from a parent, guardian or other person with legal authority to provide us with such information. For example, if you purchase a product from us that includes coverage for a child under the age of 13, we may require the child's name and data of birth.
Depending on the state in which you reside, you may have certain privacy rights regarding your personal data. If you are a California resident, please see our "Notice to California Residents" section below. For other state residents, your privacy rights may include (if applicable):
We use cookies to display advertisements about our products to you on nonaffiliated websites, applications, and online services. This is "targeted advertising" under applicable privacy laws. When we engage in those activities, we sell personal data (i.e., information from cookies) to third-party advertisers and analytics companies.
The California Consumer Privacy Act, as amended by the California Privacy Rights Act of 2020 ("CCPA"), requires that we provide California residents with a privacy policy that contains a comprehensive description of our online and offline practices regarding the collection, use, disclosure, sale, sharing, and retention of personal information and of the rights of California residents regarding their personal information. This section of the Privacy Policy is intended solely for, and is applicable only as to, California residents. If you are not a California resident, this section does not apply to you and you should not rely on it.
The CCPA defines "personal information" to mean information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California resident or household. Personal information does not include publicly available, deidentified or aggregated information or lawfully obtained, truthful information that is a matter of public concern. For purposes of this "Notice to California Residents" section we will refer to this information as "Personal Information."
We may collect and, in the 12 months prior to the Last Updated Date of this Privacy Policy, have collected the following categories of Personal Information:
We may collect the above categories of Personal Information directly from you, indirectly as you interact with our Sites, from or through other third-party sources, including our customers, or through email or other electronic messages between you and our Sites. We do not collect all categories of Personal Information from each source.
In addition to the purposes stated above in the section "How Do We Use Your Information?" we currently collect and have collected the above categories of Personal Information for the following business or commercial purposes:
The CCPA defines "sale" as the transfer of Personal Information for monetary or other valuable consideration. Although we do not "sell" Personal Information as that term may be commonly interpreted, we engage in online activities that may constitute a sale or a share of Personal Information under California law. This may include showing you advertisements on other websites.
The following table identifies the categories of Personal Information that we sold or shared to third parties in the 12 months preceding the Last Updated Date of this Privacy Policy and, for each category, the categories of third parties to whom we sold or shared Personal Information:
| Category of Personal Information | Categories of Third Parties |
Various identifiers (online identifier) Internet or other similar network activity |
|
We sold or shared Personal Information to third parties for the following business or commercial purposes:
We disclosed the following categories of Personal Information to service providers or contractors for a business purpose in the 12 months preceding the Last Updated Date of this Privacy:
We disclosed Personal Information for the following business or commercial purposes:
We do not knowingly sell or share the Personal Information of consumers under 16 years of age.
We retain your Personal Information as described in the above "Record Retention" section.
If you are a California resident, you have the following rights with respect to your Personal Information:
(1) The right to know what Personal Information we have collected about you, including the categories of Personal Information, the categories of sources from which we collected Personal Information, the business or commercial purpose for collecting, selling or sharing Personal Information (if applicable), the categories of third parties to whom we disclose Personal Information (if applicable), and the specific pieces of Personal Information we collected about you;
(2) The right to delete Personal Information that we collected from you, subject to certain exceptions;
(3) The right to correct inaccurate Personal Information that we maintain about you;
(4) If we sell or share Personal Information, the right to opt out of the sale or sharing;
(5) If we use or disclose sensitive Personal Information for purposes other than those allowed by the CCPA and its regulations, the right to limit our use or disclosure; and
(6) The right not to be retaliated against for exercising privacy rights the CCPA confers.
You may submit a request to know, delete, and/or correct by emailing us at privacy@travelexinsurance.com or by calling us toll free at 1-888-744-6564. In connection with submitting a request, you must provide the following information, as applicable: name, email address, phone number, state of residence, and policy number and you must state what type of request you are making.
If you are submitting a request on behalf of a California resident, please submit the request through one of the designated methods discussed above. After submitting the request, we will require additional information to verify your authority to act on behalf of the California resident.
We will comply with your request upon verification of your identity and, to the extent applicable, the identity of the California resident on whose behalf you are making such request.
We will verify your identity either to a "reasonable degree of certainty" or a "reasonably high degree of certainty" depending on the sensitivity of the Personal Information and the risk of harm to you by unauthorized disclosure, deletion, or correction as applicable. To do so, we will ask you to verify data points based on information we have in our records concerning you.
If you are a California resident, you have the right to direct us to stop selling or sharing your Personal Information.
You may submit a request to opt out of sales or sharing by emailing us at privacy@travelexinsurance.com or by calling us toll free at 1-888-744-6564. If you have enabled privacy controls on your browser (such as a plugin), we will also treat that as a valid request to opt out. Please see the "Universal Opt-Out Mechanisms" section below for more information.
We do not use your sensitive Personal Information for the purpose of inferring characteristics about you or for purposes other than those allowed by the CCPA and its regulations.
The Sites recognize the Global Privacy Control ("GPC") signal. If you are using a browser setting or plug-in that sends an opt-out preference signal to each website you visit, we will treat that as a valid request to opt out. To download and use a browser supporting the GPC browser signal, click here: https://globalprivacycontrol.org/orgs. If you choose to use the GPC signal, you will need to turn it on for each supported browser or browser extension you use.
Some internet browsers incorporate a "Do Not Track" feature that signals to websites you visit that you do not want to have your online activity tracked. Given that there is not a uniform way that browsers communicate the "Do Not Track" signal, the Sites do not currently interpret, respond to or alter their practices when they receive "Do Not Track" signals.
From time to time, you may have the opportunity to provide personal information in exchange for certain incentives. For example, when you subscribe to a newsletter or email list, you are exchanging personal information with us for certain incentives. When you subscribe to a newsletter or email list, you will provide us with your contact information such as your name, mailing address, and email address. We also offer promotions in exchange for you participating in our surveys, contests, and sweepstakes. Categories of personal information that we may collect when you participate in these promotional events include your name, email address, mailing address, telephone number, and other information depending on the promotion. We may use all of these categories of personal information for targeted advertising purposes.
We disclose these categories of personal information to third parties including our affiliates, vendors, analytics companies, third-party marketers, data brokers, and social networks.
Signing up for our incentives is optional. By entering yourself into a survey, contest, sweepstakes, or other promotional event, you affirmatively opt in to participate in the respective promotional event(s). You have the right to withdraw from these incentives at any time. If you wish to withdraw from our marketing lists, you can "unsubscribe" through our emails. You can withdraw from contests, and giveaways at any time by contacting us at privacy@travelexinsurance.com. Please note that if you request that we delete your personal information, then we will no longer be able to provide you with the same incentives and benefits. We must maintain the personal information that you provide for us to provide the incentives and program benefits to you.
The incentive is reasonably related to the value provided by your personal information. We take into consideration, without limitation, the anticipated revenue generated from such information, the anticipated expenses which we might incur in the collection, storage, and use of such information, and the anticipated expenses which we might incur related to the offer, provision, and imposition of any incentive. Based on this analysis, the value of your personal information that allows us to make these offers and incentives is the value of the offer itself.
To the extent that the General Data Protection Regulation of the EU (GDPR), or some other privacy related law that includes similar rights applies to our processing of your personal data not otherwise addressed herein - you may have several rights, of which we would like to inform you; the right to access your data, the right of data rectification (if your data is inaccurate), the right of erasure (if the retention of your data is no longer necessary in relation to the envisaged purpose of the processing), the right to restrict the data processing (e.g. if you contest the accuracy of your data that we process), the right to data portability and the right to lodge a complaint with the competent supervisory authority. At any time during which your data is processed by us, you can withdraw your consent to the processing by reaching out to Zurich and request the data deletion.
You may request access to your data, correction of any mistakes in our files, erasure of records where no longer required, restriction on the processing of your data, objection to the processing of your data, data portability and various information in relation to any Automated Decision Making or the basis for international transfers. You may also exercise a right to complain to your Supervisory Authority. More information about each of these rights can be found by referring to the table set out further below.
To exercise your rights you may contact us as set out in the "Contact Us" section below. Please note the following if you do wish to exercise these rights:
| Right | What this means |
| Access | You can ask us to:
|
| Rectification | You can ask us to rectify inaccurate personal data. We may seek to verify the accuracy of the data before rectifying it. |
| Erasure | You can ask us to erase your personal data, but only where:
We are not required to comply with your request to erase your personal data if the processing of your personal data is necessary:
There are certain other circumstances in which we are not required to comply with your erasure request, although these two are the most likely circumstances in which we would deny that request. |
| Restriction | You can ask us to restrict (i.e. keep but not use) your personal data, but only where:
We can continue to use your personal data following a request for restriction, where:
|
| Portability | You can ask us to provide your personal data to you in a structured, commonly used, machine-readable format, or you can ask to have it 'ported' directly to another Data Controller, but in each case only where:
|
| Objection | You can object to any processing of your personal data which has our 'legitimate interests' as its legal basis, if you believe your fundamental rights and freedoms outweigh our legitimate interests. Once you have objected, we have an opportunity to demonstrate that we have compelling legitimate interests which override your rights and freedoms. |
| Automated Decision Making | You can ask not to be subject to a decision which is based solely on automated processing (see Section 2), but only where that decision:
In such situations, you can also obtain human intervention in the decision making, and we will ensure measures are in place to allow you to express your point of view, and/or contest the automated decision. Your right not to be subject to automated decision making does not apply where the decision which is made:
However, in these situations you can still obtain human intervention in the decision making, and we will ensure measures are in place to allow you to express your point of view, and/or contest the automated decision. |
| International Transfers | You can ask to obtain a copy of, or reference to, the safeguards under which your personal data is transferred to third parties in other countries. We may redact data transfer agreements or related documents (i.e. obscure certain information contained within these documents) for reasons of commercial sensitivity. |
| Supervisory Authority | You have a right to lodge a complaint with your local supervisory authority about our processing of your personal data. In the UK, the supervisory authority for data protection is the ICO (https://ico.org.uk/). We ask that you please attempt to resolve any issues with us first although you have a right to contact your supervisory authority at any time. |
| Identity | We take the confidentiality of all records containing personal data seriously, and reserve the right to ask you for proof of your identity if you make a request in respect of such records. |
| Fees | We will not ask for a fee to exercise any of your rights in relation to your personal data, unless your request for access to information is unfounded, respective or excessive, in which case we will charge a reasonable amount in the circumstances. We will let you know of any charges before completing your request. |
| Timescales | We aim to respond to any valid requests within one month unless it is particularly complicated, or you have made several requests in which case we aim to respond within three months. We will let you know if we are going to take longer than one month. We might ask you if you can tell us what exactly you want to receive or are concerned about. This will help us to action your request more quickly. |
| Third Party Rights | We do not have to comply with a request where it would adversely affect the rights and freedoms of other data subjects. |
We may change this Privacy Policy from time to time. The most recent version of the Privacy Policy will always be posted on our Sites, with a posted "Last Updated Date". Please review this Privacy Policy periodically. By using our Sites or otherwise providing Travelex Insurance Services with your information after the Effective Date you are deemed to consent to our then-current privacy policy.
We are committed to facilitating the accessibility of our Sites for all people with disabilities. To access this Privacy Policy in an alternative format, please contact us at privacy@travelexinsurance.com or 1 888-744-6564.
If, at any time, you would like to access, change, or request deletion of your personal data (please specify the kind of information you are seeking and provide your name, email address, phone number, state of residence, and policy number, as applicable), or if you have questions, concerns, complaints, or comments about our Privacy Policy.
Please provide the following information, as applicable: name, email address, phone number, state of residence, and policy/confirmation number, and you must state what type of request you are making.
Contact our privacy manager at privacy@travelexinsurance.com or write to us at:
Privacy Manager
Travelex Insurance Services, Inc
810 N. 96th Street, Suite 300
Omaha, NE 68114
If you have a complaint or concern about how we use your personal data, please contact us, and we will attempt to resolve the issue as soon as possible. You also have a right to lodge a complaint with your national data protection supervisory authority at any time.
Ready to get insurance that helps protect your privacy?