Find the right type of
travel insurance for your trip

We have coverage for every traveler — and every trip. Explore all the types of travel insurance we have for different trips.

What type of travel insurance
coverage are you looking for?

No matter what kind of trip you're planning, you can explore with confidence if something goes wrong, knowing you have support to help make things right. And with 24/7 emergency assistance, help is just a call away — anytime, anywhere.

Adventure activities

Coverage for thrill seekers planning active trips.

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All-inclusive

Coverage for bundled getaways with upfront costs and simpler planning.

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Backpacking

Coverage for explorers on off-the-beaten-path adventures.

a backpack with a star icon representing backpacker travel insurance

Beach

Coverage for sunseekers on oceanfront trips.

a beach umbrella icon representing beach travel insurance for seaside vacations and coastal getaways

Business

Coverage for professionals on work trips or working on vacation.

a briefcase icon representing business travel insurance for work-related trips

City

Coverage for skyline chasers on urban getaways.

a city buildings icon representing travel insurance for city trips and urban vacations

Cruise

Coverage for cruisers while you're on board and on land.

a pink icon of a cruise ship, representing cruise travel insurance

Culinary

Coverage for foodies with an appetite for flavorful travels.

a bowl of noodles with chopsticks icon representing culinary travel insurance for food-focused trips and dining experiences

Culture

Coverage for heritage explorers on meaningful trips.

a temple icon representing travel insurance for cultural trips and heritage travel experiences

Domestic

Coverage for travelers exploring the United States.

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International

Coverage for travelers adventuring abroad.

a pink icon of a globe, representing international travel insurance

Long-term

Coverage for vacations lasting a couple weeks or more.

a calendar month view icon representing long-term travel insurance for extended trips and long-duration travel

Nature

Coverage for wanderers in the great outdoors.

a pine trees icon representing travel insurance for nature trips and outdoor adventures

Pilgrimage

Coverage for spiritual seekers on sacred journeys.

a praying hands icon representing pilgrimage travel insurance for faith-based journeys and religious travel

Road trip

Coverage for those taking to the road at home or abroad.

a steering wheel icon representing road trip travel insurance for journeys by car

Skiing and snowboarding

Coverage for adventurers hitting the slopes.

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Vacation rental

Coverage for travelers booking Airbnb, VRBO, and private stays.

a villa icon representing travel insurance for vacation rentals and eligible rental accommodations

Wellness retreat

Coverage for self-care enthusiasts on peaceful escapes.

a spa icon representing travel insurance for wellness retreats and restorative travel experiences

Pack our Travel On app

Keep your policy in your pocket — and more. Travel safer with our app’s tap-to-call 24/7 assistance, destination information, and real-time safety alerts.

Useful travel insurance
tips for all types of trips

Read these before you take off — no matter what trip type you're taking.

Need to calculate your trip cost?

Here's our easy-to-follow guide to help you figure out what to include — and what you can leave out.

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Is this your new favorite travel app?

Our Travel On app offers more than just your coverage details; it can send you real-time safety alerts and teach you about your destination.

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How much does travel insurance cost?

Before you get a quote, uncover the seven factors that could impact the price you'll pay for a policy.

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Need emergency support, fast? We’re here for you, 24/7

Want to know more about
our different types of travel insurance?

Learn about our coverage for all kinds of vacations — and how we can help protect your trip.

All our plans help cover you financially against certain travel risks. But no trip is identical to another — and neither are the potential vacation mishaps. That's why we offer different plans and various upgrade options: to help you tailor your policy to your trip with the type of travel insurance coverage that suits your itinerary.

Our coverage can help protect a variety of trip types, from international adventures and ocean cruises to domestic road trips and lengthy backpacking trips.

We have six different plans to choose from:

  • Essential: our budget-friendly protection plan with essential coverage.
  • Advantage: our mid-tier plan with great coverage at an even greater price.
  • Ultimate: our plan with extra coverage during your flight and throughout your trip.
  • Travel Med Go: our post-departure plan with helpful on-trip coverage.
  • Flight Insure: our plan with simple coverage for during your flight.
  • Flight Insure Plus: our plan with extra coverage during your flight and throughout your trip.

Plus, up to nine optional upgrades available:

  • Cancel for any reason upgrade
  • Rental car damage upgrade
  • Additional medical upgrade
  • Adventure activities upgrade
  • Accidental death for air travel upgrade
  • Pet care upgrade
  • Rental property security deposit upgrade
  • Cancel for business reasons upgrade
  • Additional baggage upgrade

… so you can select the plan and upgrades that best suit your trip type.

Unforeseen events can affect any vacation — that's why our coverage could help protect you from losing your prepaid nonrefundable expenses and extra costs that arise. Unfortunate mishaps like illnesses, trip cancellations, and lost luggage can happen during any trip. But with our team's support, these travel setbacks don't have to ruin your trip.

*Cancel for any fortuitous reason in NY.

Each vacation is unique, so it's important to understand what kind of protection you may need for your trip. Where you're going and what you have planned will guide the kind of coverage you need — and don't need — so it's important to look at the included benefits and available upgrades when comparing travel insurance options.

Planning a ski trip in Switzerland with a high trip cost? Our Ultimate plan paired with our optional adventure activities upgrade could provide the coverage you need. Taking a short cruise to the Caribbean and want to save money on your travel insurance cost? Our Advantage or Essential plans may suit your trip, as both include coverage for cruises and other useful benefits for shorter trips.

No matter your trip type, you can rely on our various types of travel insurance and 24/7 travel assistance.

Only you can decide on which plan is the best fit for your trip, but we can help guide you in the right direction! Simply click on the type of travel insurance above that matches your trip, and you'll find more personalized recommendations based on your needs.

Once you get a quote, you'll be able to compare all our available options side by side. This way, you can choose the plan that works best for your travel style and priorities.

Not ready to get a quote? You can compare our plans here instead.

Yes! All our plans offer coverage for cruises.

Even the best-planned voyages can hit a few waves — like a missed ship, on-board food poisoning, and lost luggage. That's where our cruise travel insurance comes in! Dive into the details on our cruise page.

We want our travelers to have support anytime, anywhere — so we include 24/7 travel assistance in all our plans.

Our provider, Zurich Travel Assist, is ready to assist with anything from finding a local doctor to sorting out a last-minute travel hiccup. Whether you're in a bustling city or a remote paradise, our assistance services are available around the clock to make sure you're never navigating challenges alone.

For even more on-the-go support, don't forget to use our Travel On app! It's packed with real-time safety alerts, destination tips, and all your coverage details in one handy spot. Need to check local health requirements, tap to call for travel assistance, or review your coverage? Our app is here to help make your travels easier.

Absolutely! We know every trip is unique, which is why we offer up to nine optional upgrades to tailor your policy to your adventure:

  • Cancel for any reason (Ultimate plan only)*
  • Rental car damage
  • Additional medical (Ultimate plan only)
  • Adventure activities
  • Accidental death for air travel
  • Pet care
  • Rental property security deposit
  • Cancel for business reasons (Ultimate plan only)
  • Additional baggage

You can add eligible upgrades to our Ultimate, Advantage, Essential, and Travel Med Go plans.

From scuba diving and international road trips to dog-friendly beach vacations and long-haul flights, we give you extra coverage options so you can find the type of travel insurance you're looking for.

*Cancel for any fortuitous reason in NY.

Edit your policy with ease

Ready to choose travel insurance for your trip? 

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