COVID-19 is still around — and it's still affecting people's travel plans. Our international travel insurance with COVID-19 coverage can help protect you when illness or quarantine disrupts your plans.
How our travel insurance for
COVID-19 can help you
"Does travel insurance cover COVID-19 cancellations?" Ours can! Because no one plans to spend their vacation canceling flights or quarantining instead of exploring.
Here's what you get with
our travel insurance for COVID-19
Travel may feel more predictable these days, but COVID-19 can still change plans in an instant. Our land and cruise travel insurance with COVID-19 coverage can help if you test positive before or during your trip — with trip cancellation, trip interruption, and emergency medical benefits, plus 24/7 assistance when you need it most.
Before you buy: For extra COVID-19 travel insurance protection, choose our additional medical upgrade. It's available with our Ultimate and Travel Med Go plans. This upgrade lets you double your emergency medical coverage — from $250,000 to $500,000 — for greater protection if coronavirus disrupts your trip.
[{"title":"<b>Comprehensive coverage</b>","headerTitle":"<b>Our coverage</b>","tiers":[{"key":"ultimate","label":"Ultimate"},{"key":"advantage","label":"Advantage","featured":true},{"key":"essential","label":"Essential"}],"categories":[{"benefits":[{"title":"Trip cancellation","description":"","values":{"ultimate":{"amount":"100% of trip cost ($50,000 maximum)","covered":true},"advantage":{"amount":"100% of trip cost ($10,000 maximum)","covered":true},"essential":{"amount":"100% of trip cost ($10,000 maximum)","covered":true}}},{"title":"Trip interruption","description":"","values":{"ultimate":{"amount":"150% of trip cost ($75,000 maximum)","covered":true},"advantage":{"amount":"125% of trip cost ($12,500 maximum)","covered":true},"essential":{"amount":"100% of trip cost ($10,000 maximum)","covered":true}}},{"title":"Travel delay","description":"","values":{"ultimate":{"amount":"$2,000 ($250 per day maximum)","covered":true},"advantage":{"amount":"$1,000 ($250 per day maximum)","covered":true},"essential":{"amount":"$600 ($200 per day maximum)","covered":true}}},{"title":"Emergency medical evacuation and repatriation","description":"","values":{"ultimate":{"amount":"$1,000,000","covered":true},"advantage":{"amount":"$250,000","covered":true},"essential":{"amount":"$200,000","covered":true}}},{"title":"Emergency medical expense","description":"","values":{"ultimate":{"amount":"$250,000 (*$50,000 for NH residents)","covered":true},"advantage":{"amount":"$50,000","covered":true},"essential":{"amount":"$25,000","covered":true}}},{"title":"Primary coverage","description":"","values":{"ultimate":{"amount":"Included","covered":true},"advantage":{"amount":"Included","covered":true},"essential":{"amount":"Not included (secondary coverage); Included for CT residents","covered":false}}},{"title":"Additional medical upgrade","description":"","values":{"ultimate":{"amount":"Available (additional $250,000); Not available to NH residents","covered":true},"advantage":{"amount":"Not available","covered":false},"essential":{"amount":"Not available","covered":false}}}]}]},{"title":"<b>On-trip coverage only</b>","headerTitle":"<b>Our coverage</b>","tiers":[{"key":"travel_med_go","label":"Travel Med Go"}],"categories":[{"benefits":[{"title":"Trip interruption","description":"","values":{"travel_med_go":{"amount":"$1,000 maximum","covered":true}}},{"title":"Travel delay","description":"","values":{"travel_med_go":{"amount":"$500 ($200 daily limit)","covered":true}}},{"title":"Emergency evacuation and repatriation","description":"","values":{"travel_med_go":{"amount":"$250,000","covered":true}}},{"title":"Emergency medical expense","description":"","values":{"travel_med_go":{"amount":"$50,000","covered":true}}},{"title":"Primary coverage","description":"","values":{"travel_med_go":{"amount":"Included","covered":true}}},{"title":"Additional medical upgrade","description":"","values":{"travel_med_go":{"amount":"Available (additional $250,000 for emergency medical expense only); Not available to NH residents","covered":true}}}]}]},{"title":"<b>Flight coverage only</b>","headerTitle":"<b>Our coverage</b>","tiers":[{"key":"flight_insure_plus","label":"Flight Insure Plus"},{"key":"flight_insure","label":"Flight Insure","featured":true}],"categories":[{"benefits":[{"title":"Emergency medical expense","description":"","values":{"flight_insure_plus":{"amount":"$10,000","covered":true},"flight_insure":{"amount":"Not included","covered":false}}},{"title":"Emergency evacuation and repatriation","description":"","values":{"flight_insure_plus":{"amount":"$100,000","covered":true},"flight_insure":{"amount":"Not included","covered":false}}},{"title":"Primary coverage","description":"","values":{"flight_insure_plus":{"amount":"Included","covered":true},"flight_insure":{"amount":"Included","covered":true}}}]}]}]
Why vacation with our
travel insurance for COVID-19?
You can match your coverage to your trip and move forward with a team that understands the ups, downs, and surprises of travel.
Personalize your policy
Every trip is different — and so are your medical needs. Our plans include travel insurance COVID-19 benefits that can help if illness or quarantine interrupts your travels, and you can personalize your protection with optional upgrades that fit how and where you travel.
25+ years' experience
For more than two decades, we've supported travelers through unexpected illnesses and global travel challenges with reliable coverage and guidance. When COVID-19 or another medical emergency changes your plans, experience matters.
24/7 travel support
If you test positive abroad or need help finding medical care, our assistance provider is available day or night to guide you through your next steps — from connecting you with local clinics to helping navigate multi-lingual doctors or telehealth appointments.
Get to know our
coverage a little bit more
Our COVID-19 travel insurance can help cover one of the most common travel disruptions — testing positive before or during your trip. But that's just the beginning. Our plans also include a wide range of benefits and optional upgrades designed to help support you.
Unpack our benefits
Want more than just international travel insurance with COVID-19 coverage? Our plans go further — with benefits for medical emergencies, trip interruptions, baggage loss, and cancellations that can disrupt your travels.
Discover our upgrades
COVID-19 travel insurance is already built into our select plans — and with up to nine optional upgrades, you can add even more protection, like pet care coverage, adventure activity benefits, and higher medical limits for your trip.
Pack our Travel On app
Keep your policy in your pocket — and more. Travel safer with our app’s tap-to-call 24/7 assistance, destination information, and real-time safety alerts.
Essential tips for handling
sickness abroad
Feeling unwell away from home can be unsettling. These guides outline what to do if you get sick abroad — from finding medical care to understanding how your travel insurance can help.
Want to know more about
our travel insurance for COVID-19?
Have questions about what happens if you test positive before or during your trip? These FAQs explain how COVID-19 travel insurance works.
If you catch COVID-19 on vacation and need medical care, we can reimburse you for unexpected medical, medical evacuation, trip interruption, or travel delay costs.
Here are some details on how our international travel insurance with COVID-19 coverage can help you:
- Trip interruption: Provides coverage for the unused portion of your prepaid non-refundable expenses as well as any additional transportation expenses you may pay to return home or re-join your trip.
- Travel delay: If you're delayed at least five consecutive hours (six hours for our Essential plan), our plans provide coverage for necessary expenses such as hotel and meals, if a physician orders you to pause travel or quarantine during your trip.
- Emergency medical expenses: Provides coverage for your doctor-ordered medical services, like ambulance services, medical tests, prescription medications, physician services, and hospital admission.
- Emergency evacuation: Provides coverage for your doctor-ordered medical evacuation, such as to a suitable hospital or to return home from the hospital.
Plus, with a Travelex plan you can reach our 24/7 travel assistance provider for help with medical and travel arrangements.
If you're experiencing COVID-19 symptoms and need to see a doctor, our travel assistance provider can refer you to a local medical facility, help you extend your hotel stay, book alternate accommodations, make changes to your travel bookings, and much more.
If you catch COVID-19 while traveling and need to quarantine, we can help. Your coverage will automatically extend to whichever date comes first: the date you return home or seven days after your scheduled return date.
But don't think you can extend your vacation once your quarantine period is over; you must return as soon as your quarantine period is over to receive the extension.
We can't offer trip cancellation if you're worried about contracting COVID-19 while traveling. Remember, our travel insurance for COVID-19 only provides coverage if you test positive for the illness after your policy becomes effective and before departing.
Want to be able to cancel your trip if you decide you don't want the risk of catching COVID-19 while you're away? You may want to consider buying our Ultimate plan and including our cancel for any reason upgrade in your policy. It allows you to cancel your trip up to 48 hours before your scheduled departure and be reimbursed with up to 75% of your prepaid, nonrefundable trip costs (up to $7,500). Additional purchase requirements apply.
Have more questions? Reach out to our award-winning customer service team at 1-800-228-9792.
When you purchase one of our Travelex plans, you get access to our Travel On app. It'll help you understand the risk level for contracting COVID-19 at your destination, as well as give you real-time safety alerts, destination safety advice, and more.
Ready to get travel insurance for COVID-19?
Resources
Useful Links
Insurance coverage underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company (NAIC #16535, state of domicile: New York), 1299 Zurich Way, Schaumburg, IL 60196. The product descriptions provided above are only summaries. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. Coverage and rates may vary by states. If there is any conflict between the contents of this website and the Policy, the Policy will govern in all cases. Travel Assistance Services are provided by the designated provider listed in the policy or on your Confirmation of Coverage. Travelex Insurance Services, Inc. 810 North 96th Street, Suite 300, Omaha, NE, 68114. CA Agency License #0D10209.
Privacy Policy | Sitemap © 2026 Travelex Insurance Services Inc., and its licensors. All Rights Reserved.
Follow us
