Stay flexibile with our cancel
for any reason travel insurance

We have a cancel for any reason upgrade,* which you can include in your policy if you buy our Ultimate plan.

This upgrade can allow you to cancel your booked vacation without losing everything you paid, just in case something (anything) comes up. Whether your babysitter backed out of watching the kids before your couple's trip or it's supposed to be rainy all week on your Caribbean getaway, you never know when you may need to call off your trip.

With our cancel for any reason upgrade, you can feel confident knowing you have the freedom to cancel your trip at least two days or more prior to your departure date and are eligible for up to 75% reimbursement. This is true no matter what your reasoning is for cancellation.

* Cancel for any fortuitous reason for NY residents

If you choose our Ultimate plan and add our cancel for any reason upgrade* to your policy, you'll be eligible to cancel your trip for — you guessed it — any reason. (Remember: This coverage is not available with any of our other base plans; the upgrade can only be added to our top plan: Ultimate).

If you include this upgrade in your policy, we can reimburse you up to 75% of your prepaid, nonrefundable insured trip costs (up to $7,500) if you need to cancel your trip. However, you're only eligible for this coverage if you cancel at least two days before your scheduled departure date.

Important: For our any reason cancellation travel insurance to apply, you need to:

• Insure all your nonrefundable, prepaid trip expenses in your plan.
• Have a trip cost equal to or less than $10,000.
• Purchase the upgrade at least 31 days before your departure date.
• Purchase the cancel for any reason upgrade with our Ultimate plan within 21 days of your initial payment for your trip.
• Insure subsequent arrangements within 14 days of booking.

*Cancel for any fortuitous reason for NY residents.

As long as you bought our Ultimate plan, purchased the upgrade with your policy, and meet all the requirements in the Description of Coverage (DoC), you can cancel your trip for any reason.

So, whether your parents want to visit you at home during your scheduled trip or you simply no longer want to take your vacation, you can cancel and are eligible to get back up to 75% of your trip cost. Just be sure you remember to cancel your trip more than two days in advance of your scheduled departure date to be eligible to receive reimbursement.

We hope you'll never have to cancel your well-earned vacation, but if you do, we can help.

If you paid for our cancel for any reason upgrade and want to cancel your trip, you'll need to call our Travelex claims team and the travel suppliers you originally booked your travel with, no less than two days prior to your scheduled departure. For example, if you cancel your trip and won't make your flight, you must alert the airline to officially cancel your booking more than two days before your flight's scheduled departure date.

Then, head to our online claims portal and file a claim for your cancellation using your confirmation number. This way, we can check if you're eligible for reimbursement of your prepaid, nonrefundable, and unused travel costs.

Tip: Make sure you gather all your payment receipts and proof of giving two or more days' notice to include with your claim.

Whether you're traveling in the U.S. or abroad, our trip cancellation for any reason upgrade is available with our Ultimate plan as long as you meet the eligibility requirements.

If you have questions about eligibility or how the upgrade works for your specific trip, our customer service team is here to help.

Cancel for any reason travel insurance is generally worth considering when you want more flexibility than what standard trip cancellation coverage can provide. Standard coverage only reimburses you if you cancel for specific reasons, like an illness, injury, or severe weather.

If you're worried about situations that aren't eligible for standard trip cancellation coverage (for example, a change of plans, feeling uneasy about traveling, or personal conflicts that come up), our cancel for any reason upgrade gives you the option to step away from your trip for reasons outside of those standard triggers.

It can also be valuable if you're putting a significant amount of money toward nonrefundable trip costs or planning a complex itinerary where unexpected changes are more likely.

For many travelers, the upgrade can provide extra confidence knowing they're not locked into the trip if something personal, unexpected, or hard to predict comes up.